Amy Yu Chang, CFA, is an Executive Director and Portfolio Manager with NCRAM. She currently manages NCRAM's higher credit quality accounts, including the BB-B High Yield Strategy. She has been a high yield bond portfolio manager since 2007. Prior to that, she was an assistant portfolio manager of various long-only high yield accounts at NCRAM since 2004, and an analyst in the high yield group at NCRAM for various industries including Retail, Apparel, Food, Restaurants, Technology, and Business Services since 1999. Ms. Yu Chang received her B.S. in Biology from Yale University in 1999. She is a CFA®charterholder, a member of the CFA Institute, and a member of the New York Society of Security Analysts.