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11

Nomura’s U.S. Employee Benefits

Nomura offers a very competitive benefits package to all employees. We are proud to share the highlights below,

since we know they may be a significant part of your decision-making process. If there are more in-depth

inquires, please reach out to the appropriate Human Resources contact.

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Health Care

– Aetna PPO with cost-effective employee premium.

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Dental

– Aetna Passive PPO offers in-network discounts with out-of-

network flexibility. Cost-effective employee premium.

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Vision

– VSP Vision Services Plan at no additional premium when

enrolled in Aetna PPO.

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Retirement

– Vanguard 401k with employer matching contribution

following six months of employment.

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On-Site Wellness Center

– Available to all Nomura employees.

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Holidays

– Nomura observes the New York Stock Exchange holiday

schedule.

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Personal Days

– Two personal days with pay each year for each

full-time regular employee.

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Sick Days

– Full-time employees accrue ten sick days per calendar

year and carry these over year-to-year (pro-rated during first year).

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Vacation

– Vacation allotment is determined based on tenure and title.

Speak to a Human Resources representative for more detail.

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Flex Spending Accounts

– Nomura employees may set aside a

portion of their salary to pay for eligible healthcare and dependent

care expenses, without being subject to federal income, Social

Security and, in most cases, state and local taxes.

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Life Insurance

– Basic life insurance plan is offered to all employees

and the premium is paid by Nomura. Optional Life Insurance is

available at an additional cost to all employees.

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Employee Assistance & Work/Life Programs

– Resources to help

employees cope with personal life issues.

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Transit & Parking Programs

– Plans enable employees to pay for

eligible commuting expenses with tax-free dollars.

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Discounted Health Club Memberships

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Nomura Sponsored Back-up Care

– Back-up care program to support

employees when they experience a temporary breakdown in their

normal child care arrangements and need to get to work.

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Disability

– Short-term and long-term disability plans available to all

employees.

As of September 30, 2014, excluding Instinet.